The complications involved with finding and then investing in a property can cause a lot of anxiety for the buyer, and this is even before the stress of actually moving in has taken over. However, this could be the biggest and most important investment in your life. In this sense, careful deliberation is needed over the smallest of details that could make the process a lot easier and save you money in the long run. Below are 5 tips you can use for buying and moving house in the UK:
1. Work Out the Exact Cost
For first-time buyers especially, many hidden or additional fees may not be apparent straight away when coming to buy a property. The overall cost will usually be more than you expect and have budgeted for. Mortgage arrangement charges, legal fees, surveys and a potential stamp duty tax are just a few of the extra payments required. Also remember the basic costs, such as paying the removal company and buying equipment for the new house, that will be needed for the move on top.
2. Is Moving the Right Option?
Being able to afford your own home is extremely desirable for the majority of people. Possession of property can provide you with a stable foundation for the future and build equity. However, it may not always be best to jump onto the property ladder without evaluating other avenues first. With an unstable property market, overstretching your budget and buying a house at all costs may prove to be an unwise decision.
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3. Dig for Information
For such a crucial investment, making sure the house is perfect for you and your family’s needs is imperative. Location is perhaps the biggest consideration in terms of the proximity to local schools, shops and facilities. Drive or walk around the neighbourhood before you make a bid, looking for any standout positive or negative features. Research such things as local crime figures, school league tables and the council tax band also. In respect to the house itself, ask the estate agent as much as possible before parting with money.
4. Hire a Solicitor
As there are so many aspects to buying a house, your best course of action may be to hire a specialist property solicitor. They will guide you through the process and despite costing an initial outlay for their services, can possibly save you money in the long run. Online searches will reveal law firms who have experience of dealing with property purchases in the past and will provide the most valuable advice.
You can find more information on conveyancing and a solicitor guide here:
5. Plan the Move in Advance
When it comes to transporting your possessions from one property to another, careful deliberation may be needed as much as two months in advance. The move will give you chance to de-clutter, filtering out unwanted items and perhaps even unearth stuff you thought had been lost. Obtain boxes and packing materials to make this easier, and begin to run down certain foodstuffs also. Pack carefully so that fragile items are not broken in transit. Scouting around for the most recommended and cheapest removal companies should also be done with time to spare.
For more help on packing and removals, look at this site here:
Moving house doesn’t have to be all stressful. In fact, the experience should be as exciting as possible and something you look back on fondly. However, make sure you seek the proper legal advice as early as possible and plan the purchase carefully.